Passive investing part 2: diversification

In this second post of my series of articles focused on passive investing for Europe based investors, I would like to explain why passive investing makes sense as a strategy for an individual investor not only from costs perspective but also from returns perspective. In particular I will write about the impact of diversification. Diversification […]

Passive investing for EU based investors, part 1

Passive investing (or indexing) is a popular way to invest, as outlined in my earlier post. This is the first article of many in which I would like to explain in a simple way: what is passive investing/indexing why indexing can make sense and what returns are to be expected why sticking to your initial […]

Spaarbelasting changes part 2

As more and more people start to notice that the headline of 440,000 euros being tax free comes with a cost to everyone who invests his savings, or at least does not keep them on his bank account, there are some interesting articles for example this one on Business Insider. The article goes through a […]

The Dutch wealth tax overhaul

Last week the Dutch government published an idea to overhaul the Dutch wealth tax system. Currently, the system assumes a return on any wealth above 30.846 euros which is then taxed at 30%. This results in approximately 1.2% tax (see details below copied from the press release) at 4.2% which is the rate assumed on […]

Books: Capital Returns by Edward Chancellor

As I find regular recommendations algorithms not so useful when it comes to good books about investing or economics, I will try to share books I read and find good. I will keep the reviews short but hopefully you will also conclude that the books mentioned here are not a waste of time. I found […]

EU listed ETFs and how to find them

As assets managed by US based Exchange Traded Funds (ETFs) hit $4tn, it’s fair to say that passive investing has become mainstream due to fairly acceptable reasons: easy to access low fees similar returns to actively managed portfolios (at least in equities) Now the third point might be up for a discussion from both directions […]

Why you need to watch American Factory

American Factory is a documentary published on Netflix about a week ago. There are many reasons that helped its success, being produced by Obamas helps. However, what you take from it is absolutely up to you, be it the difficult reality of workers in Ohio or what I’d say many people in the developed world […]